A new way
to think about money

Monefit provides online and mobile financial services for private individuals and micro-companies*

Part of Creditstar Group – a leading international digital consumer finance company with more than 800 000 customers in 8 European countries.

*financing for micro-companies is coming soon

Consumer credit lines

Finance your purchases and everyday expenses.

Monefit

Monefit fills a gap in the market – we offer a financing solution for Your purchases, where point-of-sale financing or hire purchase financing is not available.

Finance your purchases & everyday expenses

Finance your purchases, everyday expenses, renovation and other costs by repaying a) according to the schedule of minimum monthly instalments b) with payments larger than the minimum instalments or c) whole amount all at once.

What is Monefit Consumer Credit Line

Use the amount that you need.

Credit line

Monefit Consumer Credit Line is a mobile credit line for up to 3 000 €. You can use your credit line in the exact amount that you need.

Revolving credit

It works on the principle of revolving credit. You can apply for extra credit amount within a certain limit at any time. No early repayment fees. Repay a) according to the schedule of minimum monthly instalments b) with payments larger than the minimum instalments or c) the whole amount all at once.

How does it work

Quick process. Fully online.

Sign up

Sign up and apply for a credit line at Monefit.

 

Use credit once approved


Following a quick approval process, use the credit line funds to finance for your desired purchases.

Here’s why you’ll like Monefit

  • The quick process takes place on-line, just like you are used to. Activate Monefit on the go, from your mobile.
  • Simply cut the cost of bigger online purchases into monthly payments.
  • For new customers – first 30 days of credit line usage is interest free.

Monefit is a smarter way to handle your purchases. Buy now, pay in instalments.

Business credit lines

Finance your micro-company flexibly with Monefit Business Credit Line.

Coming soon

Large universal banks do not know how to evaluate the payment capacity of micro-companies.

Monefit fills a gap in the market – we offer a financing solution for Your purchases, where point-of-sale financing or hire purchase financing is not available.

Financing solution for your business

Financing solution for individuals who carry out a professional or business activity, such as freelancers and self-employed.

What is Monefit Business Credit Line

Flexible credit for your business.

Credit line

Monefit Business Credit Line is a mobile credit line for up to 10 000 €. You can use your credit line in the exact amount that you need.

Revolving credit

It works on the principle of revolving credit. You can apply for extra credit amount within a certain limit at any time. No early repayment fees. Repay a) according to the schedule of minimum monthly instalments b) with payments larger than the minimum instalments or c) the whole amount all at once.

Who is qualified for Monefit Business Credit Line

Monefit business credit line is designed for micro-companies. Micro-companies are individuals who carry out a professional or business activity, such as freelancers and self-employed.

Reasons micro-companies set up a credit line

  • Get working capital that you need and when you need it.
  • Makes it easy to manage your cash flows, bridge receivables, refresh inventory, invest in new equipment, etc.

How does it work

Quick process. Fully online.

Coming soon

Sign up

Sign up and apply for a credit line at Monefit.

 

Use credit once approved


Following a quick approval process, use the credit line to fund your business.

Here’s why you’ll like Monefit

  • We have an efficient & automated process to evaluate the payment capability of micro-companies.
  • For new customers – first 30 days of credit line usage is interest free.
  • The quick process takes place on-line, just like you are used to. Activate Monefit on the go, from your mobile.
  • No paperwork. No collateral.

Monefit is a smarter way to handle your business funding. Sign up, use when needed.

Accounts & Cards

Convenient everyday banking services.

Coming soon

The bank account at Monefit provides all you need to make your purchases, manage savings and keep track of your money.

Mobile first bank account

We have specifically designed a convenient and mobile friendly user experience for all your banking services.

What Monefit offers

Virtual and physical card with the bank account

Use the virtual card for secure online purchases. Assign a limit that you require for a specific purchase and use immediately.

Use the physical card worldwide, with all extra features and benefits you’ll find in the app.

Credit line with your current account

Withdraw money or make purchases – feel free to use your personal credit line at any time you require.

In-app security features

Set and change your daily payment and withdrawal limits. Immediately lock the card if it gets lost. Reset the PIN, and enable or disable online or foreign payments.

Instant push notifications on all account activity

Stay on top of your finances: get a push notification immediately after any account activity, including payments, withdrawals and transfers

Track balance over time

We’ll update your account balance immediately after you make a payment. Take a look in the app or rely on push notifications.

Automatic categorisation and instant breakdown of spending

Your account uses AI to automatically categorize your spending and present you the breakdowns in the app.

How to apply

Coming soon

Opening an account with us only takes a few minutes. Set it up directly from your phone. Free of charge!

Here’s why you’ll like Monefit

  • Opening an account with us only takes a few minutes. Set it up directly from your phone. Free of charge!
  • Handling your online purchases is especially convenient.
  • Stay on top of your finances with push notifications and cost categorisation features.

Monefit is a smarter way to handle your everyday banking. Straight from your mobile.