In 2022, at a Monefit hackathon, SmartSaver was born.
Since then over 25,000 investors from 32 countries have started investing, and earned over €14 million.
And every year when our birthday comes around, you get an opportunity to earn a little more with our birthday gifts. This year is no exception.
Our 3rd birthday gifts
There are two exclusive Vaults, one for loyal investors and one for new investors who sign up or start investing this week. You can also win a special Vault bonus giveaway and you’ll play a massive part in our charitable donation.
12-month birthday Vault
Your first gift is a boosted version of our standard 12-month Vault, offering 12% APY, our best rate yet.

With the birthday Vault, you receive 12% APY for the first 30 days of your Vault, before it reverts to the standard 9.42% APY for the remaining duration.
And you can fill your Vault during the first 10 of those 30 days, so open it, fill it, and earn.
3-month birthday Vault
Next gift - the 3-month birthday Vault, offering 9% APY, exclusively for new investors this week only.

Normally, Vaults start from six months, but this is especially for our birthday week. You get an opportunity to test Vault earning for a shorter time, and grab a boost into the new year.
Birthday Vault Bonus
For investors who open a 12-month birthday Vault, there’s an incentive to invest a little extra.
If you open one of these special Vaults, and invest over €10,000, you’ll be entered into a prize draw to win a €500 bonus, added to the same Vault by SmartSaver.
It’s an instant 5% bonus, delivered gift-wrapped.
UNICEF donation
As part of our birthday celebration last year, we donated over €5,000 to UNICEF. And this year we want to do it again.

For every €1 million donated during our birthday week, we’ll donate €1,000 to UNICEF.
Can you help us beat last year?
Our birthday celebration
To mark our birthday, we offered 10 investors the chance to join us in Tallinn for a birthday celebration.
And 10 investors made the flight, coming from Germany, Switzerland, Croatia, the Netherlands, and just down the road in Tallinn, Estonia.

The day started with an insightful coffee morning with some of our senior leadership team, in which they offered feedback on their experiences with SmartSaver and asked questions about future plans for the product.
And in the evening, it was party time, as investors joined some of the SmartSaver team to reflect on three successful years so far, with good food, chilled drinks, and fantastic company. Not to mention the cake celebrating our best rate ever.

And now the Vault is live, the cake is eaten, and all our investors can enjoy their gifts from SmartSaver.
Don’t miss out, the party ends at 9am (CET) on Monday November 3rd.
*The information presented in this blog post is valid as of the time it is published. The content is intended to provide information only and is not meant and should not be considered as financial or investment advice of any kind.